How it works

Three steps, and we do the paperwork

Understanding business finances can be hard work. It is also our job rather than yours.

The paperwork, which is our job rather than yours.

Step 01

Complete the free application

A few questions about the business and what the money is for. No documents needed to find out what you qualify for, and no cost to ask.

30 seconds to start
No upfront fees
No effect on your credit

An owner filling the application in from the workshop.

Step 02

Compare what comes back

Offers curated for your business, in one place rather than eight inboxes. Pick the capital amount and the rate that actually suit what you are doing.

80+ lenders in the network
Specialists with 8+ years each
One application, many offers

Offers from eight lenders, read side by side in one place.

Step 03

Take the one that fits

Once you are approved, capital can reach the account in as little as 24 hours. A dedicated funding specialist stays with it from the form to the funding.

Funding in as little as 24 hours
No out-of-pocket fees
A named specialist, not a queue

The board

And what the three steps lead to.

The same six situations, in the same order, with the figures each one comes with.

A grounds crew, paid before the invoice clears.

Payroll lands before the invoices do.

The gap between work done and work paid for, covered so nobody notices there was one.

Funding amount: Up to $1M
Funding speed: Within 24–48 hours
Cost: Starting at 4.5%
Repayment: Daily or weekly ACH

This is working capital →

A shop floor: the equipment usually secures the loan that buys it.

The machine that does the work has stopped doing it.

Replace or add equipment without the cost landing in a single month.

Loan amount: Up to $250K
Term: 1–5 years
Cost: As low as 8%
Repayment: Monthly

This is equipment financing →

Two owners reading offers with somebody whose job it is.

There is one month to get through.

A slow season, an unexpected bill, a short project that pays for itself.

Funding amount: $10K – $1M
Funding speed: As quick as 1–2 days
Cost: Beginning at 6%
Term: Up to 24 months

This is short-term loan →

A store drawing on its line between deliveries.

You do not know the number yet.

Draw what you need when you need it, and pay for what you drew.

Funding amount: Up to $1M
Term: 6 months to 3 years
Cost: Starting at 4.5%
Funding speed: Within 1–2 days

This is line of credit →

A workshop that took one lump sum and bought the next machine.

A second location. A bigger order. The hire you keep postponing.

One lump sum at a fixed rate, so you know the whole cost before you commit.

Loan amount: $20K – $1M
Funding speed: Within 24 hours
Loan term: 1–2 years
Interest rate: As low as 6%

This is term loan →

A salon counter, repaying as the takings arrive.

The card terminal is busy and the bank is slow.

Funding against the sales you are already making, repaid as they come in.

Funding amount: $5K – $500K
Funding speed: 24–48 hours
Factor rate: 10% – 35%
Repayment: Daily or weekly ACH

This is cash advance →

The application

Ask, and find out.

About two minutes, no application fee, and nothing out of pocket. Asking does not affect your credit, and if nothing that comes back suits you, nothing happens.